Motorcycle Accidents and No-Fault Insurance
The State of Michigan is a no-fault insurance state meaning that every vehicle on the road is required by law to be a no-fault insurance policy holder. Providing insurance coverage and benefits to anyone injured in an Motorcycle accident, whether it be the at-fault or not at-fault driver. These types of added benefits, often considered or acknowledged as Personal Injury Protection benefits, typically consist of payments for health care expenses, lost income or wages, in-home care products and services, household maintenance products and services, as well as, many other benefits that are a direct relation tothe accident. Virtually every individual injured in an motorcycle accident, may receive No-Fault insurance benefits, no matter who was at fault for the accident. Even if you do not own the vehicle that was involved in the accident, you are may receive No-Fault Benefits.
There are two types of cases, First Party and 3rd Party
A first-party case is involving the accident victim and their insurance company, this is known as personal injury protection (PIP) benefits. In a first-party case, no-fault benefits are traditionally paid out by your individual insurance policy and company.
Securing your benefits in a first-party case initially requires, filing a no-fault application for benefits with your insurance carrier. Within one (1) year from the date of the accident this application must be filed out and turned in, or else you may lose any benefits that you were covered and entitled to. Compensation for no-fault insurance benefits will not happen or start until you have officially filed this application with the insurance provider.
A third-party case is involving the accident victim and the at-fault driver. In a third-party case, the vehicle accident victim sues the at-fault driver for "pain and suffering", as well as, economic benefits. In a third-party case, damages are usually paid out from the at-fault parties insurance company.
If the vehicle accident in a third-party accident happened more than three years ago, the victim cannot sue or file against the at-fault driver or their insurance carrier and policy for damages. Minors are allotted more time in filing a claim or suit against the at-fault party. Therefore, if you have been in an accident, do not hesitate to contact us.
If you have been involved in a motor vehicle accident and suffered injuries within the last 3 years, you may be qualified for more repayment outside of Michigan No-Fault benefits. Being an injured party filing a liability claim, 3rd party lawsuit, allows you to possibly receive reimbursement from the at-fault drivers insurance policy. The damages that are typically associated with this type of repayment are split into non-economic damages and economic damages. The most common term used for non-economic damages is called "pain and suffering damages”.
Criteria considered for Accident Settlements & Compensation in the State of Michigan:
"Pain & Suffering" – Considering when the accident occurred, also into the foreseen future.
Psychological Injuries - PTSD, Shock, Depression are all forms of Psychological Injuries
Permanent Disfigurement and Scarring
Work & Activities Impairments – Reduction in Quality of Life
Decline of Income & Wages
Bystander Claims - Witnessing a family member injured in an accident
Wrongful Death
Bahrie Law represents clientele with all types pain and injuries due to being involved in a serious Motorcycle accident. In cases where an individual is fatally injured in Michigan, filing a wrong death claim is advised. Bahrie Law is here to provide you with the right defense, at the right time, in the right place. We are here to work with you and for your rights. Call Us! (517) 694-1300